作者:城市网 来源:城市网学院 更新日期：2013-3-29
Two basic laws were introduced in 1995 to govern banks in China: the Law of the People's Bank of China and the Commercial Banking Law of China （known herein as “The CB Law”）。 These laws represented a major step in the reforming of the banking system. The CB Law outlines banking reforms in four key areas:
1. Protection of depositors;
2. Granting of greater autonomy to #mercial banks;
3. Conversion of specialized banks and credit cooperatives into #mercial banks; and
4. Introduction of prudential standards and regulations.
At the time, these standards were too high for the major banks to adopt. Today however, all #mercial banks （“CBs”） adhere to The CB law. 1995年出台了管理中国银行的两个基本法：中国人民银行法和中国商业银行法（这里称“商业银行法（The CB Law）”）。这些法律的出台是整顿银行系统的重要一步。商业银行法概述了银行改革的四个关键领域：
1、保护存款人；
2、授予商业银行更多的自主权；
3、将专门银行和信用合作社并入商业银行；以及
4、引入慎重原则和规章。
那时采用这些标准，对主要的银行来说是要求太高了。但是今天，所有的商业银行（“CB”）都遵守商业银行法。
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